1. Business Financing
  2. Business Loan
  3. Business loans for trading companies

Business Loans for Trading Companies

Capcito is the easy way to finance your trading company. Access up to two million Swedish krona with a business loan. One hundred percent free of unfair pricing, lock-ins and confusing terms.

Our offers are free and non-binding
How much does it cost to borrow?
100 000 kr
12 months
2 044 kr
interest + amortization per week
Interest
Amortization
Total to pay

The interest rate (1,2% per 30 days) is an estimate. The actual rate is based on your actual credit score. In this example, we've assumed a month has 30 days. You will only pay for the days you actually borrow.

The fair business loan for trading companies

Sometimes financing is needed for a trading partnership to reach its full potential and realize its growth ambitions. It can be about smoothing out cash flow during seasonal fluctuations or covering temporary dips. A business loan for trading partnerships from Capcito gives you the power to achieve your goals—whatever they may be. Every trading partnership is unique, which is why we tailor the business loan offer to your needs and plans.

Many trading partnerships struggle to secure financing because lenders often have rigid criteria. The loan amount might be too small to be considered profitable. Or the financial situation may be judged solely based on the annual report, even though a rapidly increasing order intake tells a very different story. By using new technology, real-time data, and a genuine desire to support trading partnerships, we can offer affordable business loans with fair terms. Smooth, flexible, and secure. Of course, there are no fees for early repayment. Get an offer today—with no commitment.

How it works

Quick, smart and on your terms

01
A fair price in minutes

Get a free offer by answering a couple of quick questions about your company. If you connect your business system, you can get an even better offer.

02
Personalized offers

Say goodbye to unfair pricing, lock-ins and confusing terms. Thanks to real-time data, even companies with weaker historic data can get access to flexible financing.

03

04
Less risk, less hassle

Amortization is done on a weekly basis, which means you pay back your loan faster whilst lowering your costs. You can also pay back the entire loan whenever you want at no extra cost.

Terms for business loan for trading company

  • Loan term: 3–48 months
  • Annuity loan – you pay the same total amount each week for interest and repayment
  • The company must have been active for at least 4 months and have no debt registered with the Swedish Enforcement Authority (Kronofogden)
  • A private individual must be able to sign a personal guarantee
  • No hidden fees such as setup fees or invoice fees – you only pay interest
  • The loan is repaid weekly via direct debit (autogiro)
  • There are no extra costs for early repayment

Click here to get started with Capcito Business Loans for trading partnerships!

Do you want to talk to us?

Our team of experts is ready to discuss your specific needs to find the right solution.

  • Talk to an advisor
  • Get a non binding personal offer
  • Our quotes are free

Common questions about Business Loan

How does Business Loan work?
How do we get an offer?
Do we have to connect our business system to Capcito?
Why should we pick Capcito over our bank?
What does personal guarantee mean?
How does the accounting work?
What does it cost?
Where can we see our interest rate?
How do we repay the loan?
Why is the loan amortized on a weekly basis?
What is an unsecured business loan?
Does Capcito offer business loans to sole proprietorships?
Who offers business loans?

Three ways of financing your business

Factoring

Factoring

Sell your invoices

Sell one or more invoices and get paid up to 99% of their value right away. Avoid the hassle of waiting to get paid and sending reminders whilst minimizing your credit risk.

  • Get paid right away
  • We take over sendouts and reminders
  • Sell one or several invoices
  • No hidden fees
Business Loan

Business Loan

Låna upp till 60 månader

Our business loans come without hidden fees and confusing terms. You decide how much and for how long and we'll take care of the rest.

  • Get paid right away
  • Pay us back whenever you want
  • Personal guarantee
  • No hidden fees