Business financing

Capcito is fair financing for small businesses. We offer different types of business financing, always designed for businesses just like yours.  No hidden fees or lock-ins.

Our offers are free and non-binding

Flexible and fair business financing

Small and medium sized businesses are the engine of Sweden, and yet many businesses struggle to access fair financing. That’s why we have made business funding simple and accessible. Flexible, transparent and hassle free terms in combination with real time data is what makes us able to offer fair funding to small companies.

Whether you're looking for a cash injection today or a long-term partner for the future, we've got your back. Choose between business loan, invoice discounting and factoring, when wanting to fund your expansion or make it through the low season.

Common questions about Business Loan

How does Business Loan work?
What does personal guarantee mean?
How does the accounting work?
How do we repay the loan?
Why is the loan amortized on a weekly basis?

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Three ways of financing your business

Most popular

Invoice discounting

0,7-3,4% per 30 days

Put your invoices to work and get an open credit line that continually adapts to your sales. Borrow now and then or all the time, you only pay for what you use.

  • Open line of credit
  • Combine with business loan
  • Minimal administration
  • No hidden fees


Sell your invoices

Sell one or more invoices and get paid up to 99% of their value right away. Avoid the hassle of waiting to get paid and sending reminders whilst minimizing your credit risk.

  • Get paid right away
  • We take over sendouts and reminders
  • Sell one or several invoices
  • No hidden fees
Business Loan

Business Loan

Borrow up to 48 months

Our business loans come without hidden fees and confusing terms. You decide how much and for how long and we'll take care of the rest.

  • Get paid right away
  • Pay us back whenever you want
  • Personal guarantee
  • No hidden fees