1. Business Financing
  2. Factoring
  3. Factoring


Sell your invoices and get paid today. Turn outstanding invoices into cash that can be used here and now. No more waiting to get paid, no more awkward reminders.

Our offers are free and non-binding
What does it cost?
100 000 kr
14 days
98 988 kr
Money in your account

The fee (0.81%) is an example. The real cost is always based on your company. Except this fee there's no other costs. It's up to you if you'd like to sell one or multiple invoices.

What are the terms?

  • When you sell an invoice, Capcito buys it in its entirety and then gets paid by your customer/client.
  • The price is fixed and there are no other fees or costs.
  • To sell an invoice, a natural person needs to guarantee that it’s fully valid.
  • Invoices towards customers perceived as higher risk might include recourse, meaning you have to buy back the invoice if your customer doesn’t pay.

How it works

Get connected with just a few taps

Price and loan amount in minutes

Get a free offer by answering a couple of quick questions about your company. If you connect your business system, you can get an even better offer.

Fair and easy-to-understand pricing

Your loan amount adapts to your sales in real-time. During dips you can easily top up your credit at the same low rate.

Up and running within 24 hours

When an application is approved, we pay out right away. In most cases, that means money in your account as soon as the same day.

The best offer, every day

Your loan amount is based on your invoices and is automatically updated each and every day. This way, you'll always have the best possible offer.

Why sell invoices to Capcito?

Rather than having to wait for up to 90 days to get paid, selling your invoices to Capcito means instant access to cash that can be used in your business right away. Fast, easy and flexible!

Common questions about Factoring

Hur får jag en offert
Vad krävs för att en faktura ska kunna säljas?
Måste vi sälja alla företagets fakturor till Capcito?
Hur blir det med bokföringen?

Would you rather talk to someone?

Our team of experts are ready to help find the best financing solution for your business.

  • Speak to one of our advisors
  • Get a free offer based on your needs
  • Our offers are non-binding

Three ways of financing your business

Most popular

Invoice discounting

Put your invoices to work and get an open credit line that continually adapts to your sales. Borrow now and then or all the time, you only pay for what you use.

  • Open line of credit
  • Combine with business loan
  • Minimal administration
  • No hidden fees
Business Loan

Business Loan

Our business loans come without hidden fees and confusing terms. You decide how much and for how long and we'll take care of the rest.

  • Get paid right away
  • Pay us back whenever you want
  • Personal guarantee
  • No hidden fees


Sell one or more invoices and get paid up to 99% of their value right away. Avoid the hassle of waiting to get paid and sending reminders whilst minimizing your credit risk.

  • Get paid right away
  • We take over sendouts and reminders
  • Sell one or several invoices
  • No hidden fees