The fair business loan for sole proprietors
Entrepreneurs are full of smart ideas and energy. To take the next step forward, your sole proprietorship might need some fuel in the form of a loan. Capcito wants to support Sweden’s creative and driven entrepreneurs in their growth. Sole proprietorships are the most common business structure in Sweden, and therefore an incredibly important part of our country's economy. That's why we offer business loans for sole proprietors – tailored to your needs and plans.
Historically, it has been difficult for sole proprietors to secure financing from banks. Sometimes the loan amount is too small to be profitable for the lender; other times, sole proprietorships are excluded because it's hard to present their financial situation in an annual report. We want to help you accelerate instead of hitting the brakes – with fair financing. Through new technology, real-time data, and a genuine desire to support sole proprietors, we can offer truly good business loans with fair terms that fit your unique situation. Get an offer today – with no commitment.
Quick, smart and on your terms
Get a free offer by answering a couple of quick questions about your company. If you connect your business system, you can get an even better offer.
Say goodbye to unfair pricing, lock-ins and confusing terms. Thanks to real-time data, even companies with weaker historic data can get access to flexible financing.
When an application is approved, we pay out right away. In most cases, that means money in your account as soon as the same day.
Amortization is done on a weekly basis, which means you pay back your loan faster whilst lowering your costs. You can also pay back the entire loan whenever you want at no extra cost.
Terms for business loan – sole proprietorship
- Loan term: 3–48 months
- Amortized loan – you pay the same total amount each week, covering both interest and amortization
- The company must have been active for at least 4 months and have no debt registered with the Kronofogden
- A private individual must be able to act as a guarantor
- No hidden fees such as setup or invoice fees – you only pay interest
- The loan is repaid weekly via direct debit
- There is no extra cost for early repayment
Click here to get started with Capcito Business Loan for sole proprietors!
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Our team of experts is available to discuss your needs and help you find suitable financing.
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- Get a free offer
- No obligations
Common questions about Business Loan
Three ways of financing your business
Invoice discounting
