For dreams, dips and everything in between.

Capcito is fair financing for small businesses. Whether you're looking for a cash injection today or a long-term partner for the future, we've got your back.

Our offers are free and non-binding

Realtime analysis means fair offers

Decision and payout within 24 hours

No hidden fees or lock-ins

How it works

Price and loan amount in minutes

Get an offer right away

Get a free offer by answering a couple of quick questions about your company. If you connect your business system, you can get an even better offer.

Apply online

We analyze your sales to give you an instant offer, regardless of whether you need a cash injection today or long-term credit. If you want to proceed, applying online is easy.

Get paid within 24 hours

When an application is approved, we pay out right away. In most cases, that means money in your account as soon as the same day.

Three ways of financing your business

Flexible credit

Invoice discounting

0,7-3,4% per 30 days

Put your invoices to work and get an open credit line that continually adapts to your sales. Borrow now and then or all the time, you only pay for what you use.

  • Open line of credit
  • Combine with business loan
  • Minimal administration
  • No hidden fees
Business Loan

Business Loan

Lend up to 48 months

Our business loans come without hidden fees and confusing terms. You decide how much and for how long and we'll take care of the rest.

  • Get paid right away
  • Pay us back whenever you want
  • Personal guarantee
  • No hidden fees


Sell one or multiple invoices

Sell one or more invoices and get paid up to 99% of their value right away. Avoid the hassle of waiting to get paid and sending reminders whilst minimizing your credit risk.

  • Get paid right away
  • We take over sendouts and reminders
  • Sell one or several invoices
  • No hidden fees

Would you rather talk to someone?

Our team of experts are ready to help find the best financing solution for your business.

  • Speak to one of our advisors
  • Get a free offer based on your needs
  • Our offers are non-binding

How is Capcito different?


Personalized offers

We know every business is different. That's why we use smart technology to understand your needs and provide tailored offers.


Fair and easy-to-understand pricing

Pricing should be transparent and easy to understand. That's why we've swapped hidden fees and confusing terms for fair financing that doesn't rip you off.


One less thing to worry about

Running a business is tough and finding the right financing is no exception. By combining smart technology with personal service, we hope to make your life a little easier.

We're in great company

We partner with the most popular business bank and services in Sweden. We're also registered with the Swedish Financial Supervisory Authority.

Want to learn more?

About us

Learn more about the history of Capcito.
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Answers to the most common questions.
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Our blog

Tips, tricks and inspiration on running your own business.
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