Business Overdraft

Put your invoices to work and get an open line of credit that continually adapts to your sales. The more you sell, the more you can borrow. No hidden fees or lock-ins.

Our offers are free and non-binding

What does it cost?

Loan amount

100 000 kr

Loan period

15 days

450 kr

Total cost

Above is an example with interest rate of 0,9% per 30 days. The actual cost will be based on your company. There are no additional fees and you only pay when you actually borrow. As long as you secure the loan amount with invoices, there’s no requirements of amortization. Easy, affordable and safe.

How does a business line of credit work?

Flexible business line of credit, also called invocie discounting, is the most flexible way to finance your business, using your invoices as security. A business line of credit adapts to your current sales in real-time and you only pay when you actually borrow.

What are the terms?

You only pay when using your credit
No yearly fees
To borrow with your accounts receivables as collateral you'll need to include Capcito's pledge text on your invoices
A personal guarantee is required

Common questions about Invoice discounting

How do I get an offer?

What's the difference between a normal overdraft credit and Invoice discounting?

Where can we see our interest rate?

How do we apply?

Three ways of financing your business

Invoice discounting

0,7-3,4% per 30 days

Put your invoices to work and get an open credit line that continually adapts to your sales. Borrow now and then or all the time, you only pay for what you use.

Open line of credit
Combine with business loan
Minimal administration
No hidden fees

Business Loan

Borrow up to 48 months

Our business loans come without hidden fees and confusing terms. You decide how much and for how long and we'll take care of the rest.

Get paid right away
Pay us back whenever you want
Personal guarantee
No hidden fees

Factoring

Sell your invoices

Sell one or more invoices and get paid up to 99% of their value right away. Avoid the hassle of waiting to get paid and sending reminders whilst minimizing your credit risk.

Get paid right away
We take over sendouts and reminders
Sell one or several invoices
No hidden fees